Legal Notice

1. PROPERTY

1.1. The present site is operated by ABC Microfinance, a simplified joint stock company, with a capital of 2 598 200 euros, NANTERRE Trade Register number 502 860 919.
- Registered office located at 14, impasse Carnot Malakoff (92240);
- Telephone number: +33 1 71 16 21 25;
- E-mail address: contact@microworld.org

1.2. Mr. Arnaud Poissonnier, as President of ABC Microfinance, is responsible for editing the website’s publications.

2. SITE HOSTING

2.1. The site is hosted by Typhon SAS, whose registered office is located at 68, rue du Faubourg Saint Honoré
75008 Paris France.
- Telephone number: +33 1 79 97 11 11
- E-mail address: contact@typhon.com

3. TECHNICAL INFORMATION

3.1. The website user acknowledges that he has read and understood the present notice and undertakes to respect it.

3.2. The website user also acknowledges that he has the necessary means and competence to access and use this website. He thereby acknowledges having verified that the computer configuration he is using is not infected with any viruses and is in perfect working order.

3.3. The website operator undertakes to do everything in his power to provide users with available, verified information and/or tools, but cannot be held responsible for any errors or unavailability of information and/or the presence of viruses on his website.

3.4. The www.microworld.org website can be accessed 24 hours a day / 7 days a week. However, ABC MICROFINANCE, may not be held responsible for any interruptions in the service whether intentional or not. Furthermore, ABC MICROFINANCE reserves the right to interrupt the service for the purposes of maintenance. In this case it will do everything in its power to warn users in advance.

4. WEBSITE CONTENT

4.1. The data provided by the website operator is for indicative purposes only. The website operator cannot guarantee that the information displayed on his web site is accurate, complete or up to date.

4.2. Consequently, the user acknowledges that his usage of this data is his sole responsibility.

4.3. The web site content, its general structure, as well as all texts, images (animated or not,), sounds, photographs, know-how, and any other component of the website are exclusively owned by ABC MICROFINANCE or any third parties who have granted it a licence.

4.4. Any total or partial representation of this website by any entity or individual without the website operator’s express authorisation is prohibited and would constitute a counterfeit, sanctioned by Articles L.335-2 and subsequent articles of the Intellectual Property Code.

4.5. The same is true for any databases which may be displayed, on the website, and which are protected by the provisions of the law of 1 July 1998, which transposes into the French Intellectual Property Code the European Union Directive of 11 March 1996 relative to the legal protection of databases

5. TRADEMARKS

5.1. The trademarks of MICROWORLD and the ones of the partners of the website, as well as the logos displayed on the website are registered trademarks.

5.2. Any total or partial reproduction of these trademarks or logos, using any components taken from the website without ABC MICROFINANCE’s express authorisation is therefore prohibited, in accordance with Article L.713-2 of the Intellectual Property Code.

6. PERSONAL DATA

6.1. In accordance with the Information Technology and Civil Liberties Act n°78-17 of January 6, 1978, the automated processing of personal data (first name, second name) carried out by ABC MICROFINANCE, has been subjected to the requisite formalities in accordance with the National Commission of Information Technology (CNIL: 1469351).


6.2. The collection of any personal data the user is required to enter is necessary for ABC MICROFINANCE to process the user’s request.

6.3. Personal data is processed by ABC MICROFINANCE in a faithful, confidential and secure manner.

6.4. The user has a right to access, query and correct data concerning him and, for legitimate reasons, to oppose data concerning him being processed. These rights may be exercised upon presentation of a copy of the user’s ID, in writing, to the following address: 14, impasse Carnot 92240 Malakoff, or by connecting to: contact@microworld.org.

6.5. The user-lender is informed that the personal data concerning him will not be transferred to MFIs established abroad. Conversely, the data concerning him will be transferred to him on expiry of the loan.

6.6. The user-beneficiary of the loan is informed that the personal data concerning him will be processed by ABC MICROFINANCE and transferred to the MFIs concerned.


6.7. The website users are required to respect the provisions of the French law of January 6th, 1978 on Information Technology and Civil Liberties, whose infringement is punishable by penal sanctions.

6.8. In the case of any personal data to which they have access, they must expressly refrain from any collection, inappropriate use or action in general which might cause prejudice to a persons’ private life or reputation.

6.9. The user is informed that when he visits the website, a cookie may be automatically installed on his browser.

6.10. The cookie is a block of data that does not allow the user to be identified, but serves to record information related to his navigation on the website.

6.11. The browser can be configured to determine the presence of cookies also, if the user wishes, to refuse them.

6.12. The user has a right to access, remove / refuse and change any personal data conveyed via cookies according to the conditions defined on the website www.microworld.org

7. HYPERTEXT LINKS

7.1. The website operator may not be held responsible for users accessing other resources on the internet network via hypertext links installed on the website.

8. CONTENT REPRODUCTION AUTHORISATION

8.1. For any information related to the content published on the www.microworld.org website (texts, graphics, illustrations), whatever the medium, the user is invited to write, fax or e-mail his request to: MICROWORLD - ABC MICROFINANCE, 14, impasse Carnot 92240 Malakoff, Tel: 33 (0)1 71 16 21 25, e-mail: contact@microworld.org

9. CREDITS

9.1. Credits for the use of contents on Microworld.org :

  • http://famfamfam.com/lab/icons/silk
  • http://www.visualpharm.com
  • 10. COMPETENCE

    10.1. The present Internet website is governed by French Law regarding both substantive and subsidiary laws. Any dispute regarding the website use will be subject to French Law and will fall within the competence of the French courts.